Kirk Chester
President & CEO
26 years in insurance · CIC
Meet the Team
The people behind Grit
We came from the trades and businesses we insure. Straight talk. Real answers. Pick whoever fits your need - they all have direct lines and calendars.
Leadership
Strategic direction and ownership of the Grit team. Start here for the broadest view of what we do and how we do it.
Commercial Team
Contractor bonds, commercial insurance, builders risk, and specialty programs - based out of our Salt Lake City office.
Personal Lines Team
Home, auto, umbrella, farm & ranch, and private client coverage - based out of our Challis, Idaho office.
Watch: a message from our founder
Built by Grit
Our AI Teammates
Grit is a team of real, licensed people. We also built a few AI teammates to teach the hard stuff - bonding, coverage, and the parts of this business owners usually get left to figure out alone. They are not licensed advisors, and they are not here to replace our people. They make what our team knows easy to get at, any time of day. When it is time for real advice on your business, you talk to a licensed member of our team.
AI Teammate
Foreman
AI Bonding & Commercial Insurance Specialist
Grit's go-to for bonding and commercial insurance. He teaches how bonds work, how to qualify, and the coverage that protects the business - plain English, any time of day.
AI Teammate
Hank
AI Farm & Ranch Specialist
Grit's go-to for farm, ranch, and ag. He teaches working landowners how to protect the operation and pass it on to the next generation.
AI Teammate
Charlie
AI Private Client Specialist
Grit's go-to for private client coverage. She teaches successful owners how to protect what they built - the homes, the toys, the collections, and the family.