Homeowners Insurance
Purchasing homeowner’s insurance can feel confusing, but at GRIT Insurance, we’re here to guide you through it. While home insurance isn’t legally required like car insurance, many mortgage companies now make it a condition of financing. If the thought of shopping for homeowner’s insurance feels overwhelming, don’t worry—GRIT Insurance is here to help!
As an independent insurance agency, we shop multiple carriers to find the best home insurance policy for your needs and budget. Our team takes pride in providing expert guidance and personalized service.
Why Homeowner’s Insurance is Important
Homeowner’s insurance is designed to protect one of your most valuable investments—your home. It provides financial security against unexpected losses and liabilities, ensuring you’re not left vulnerable to costly repairs, replacements, or lawsuits.
What Does Homeowner’s Insurance Cover?
Here are some key areas typically included in a standard homeowner’s insurance policy:
- Dwelling Coverage: Protects the structure of your home, including the roof, walls, and built-in systems, from covered events like fire or windstorms.
- Personal Property: Covers your belongings, such as furniture, electronics, and clothing, against damage or theft.
- Liability Protection: Shields you financially if someone is injured on your property or if you accidentally cause damage to someone else’s property.
- Loss of Use: Provides temporary housing expenses if your home becomes uninhabitable due to a covered event.
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
At GRIT Insurance, we take the complexity out of homeowner’s insurance. We compare policies from multiple trusted carriers, ensuring you get comprehensive coverage at an affordable price. Our knowledgeable team will explain your options and help you select the perfect policy to protect your home and family.
Homeowners PDF Whitepapers
Personal Insurance Coverage
At no additional cost to you, we can work on your behalf to compare your current coverage with a wide range of insurance companies to see who has the best possible deal on your insurance.
SAVE TIME, AGGRAVATION, AND MONEY
At no additional cost to you, we can work on your behalf to compare your current coverage with a wide range of insurance companies to see who has the best possible deal on your insurance.