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As a real estate professional, you work hard to help your clients buy, sell, and manage properties. But your role also comes with risks, from client disputes to accidental damages during showings. At GRIT Insurance, we provide customized insurance solutions for real estate agents, brokers, and other industry professionals to protect your business and reputation.

Real Estate Brokerages
Property Managers
Real Estate Appraisers
Real Estate Inspectors

What Does Real Estate Professional Insurance Cover?

Our insurance policies are designed to address the specific risks faced by real estate professionals, offering coverage such as:

                                • Errors and Omissions (E&O) Insurance: Protects you from lawsuits alleging mistakes, negligence, or failure to disclose information during transactions.
                                • General Liability Insurance: Covers claims of bodily injury or property damage that occur during open houses, client meetings, or property showings.
                                • Business Property Insurance: Protects your office space, equipment, and furnishings from risks like fire, theft, or vandalism.
                                • Cyber Liability Insurance: Safeguards your business from data breaches, cyberattacks, and the loss of sensitive client information.
                                • Commercial Auto Insurance: Provides coverage for vehicles used for business purposes, such as driving clients to property tours.
                                • Workers’ Compensation Insurance: Required if you have employees, covering medical expenses and lost wages for work-related injuries.

Who Needs Insurance for Real Estate Professionals?

Our insurance solutions are ideal for:

If you’re in the business of buying, selling, or managing properties, the right insurance coverage is essential to protect your livelihood.

Why Choose GRIT Insurance for Real Estate Professional Coverage?

At GRIT Insurance, we understand the unique challenges of working in real estate. Here’s why professionals trust us:

                                • Custom Coverage: We tailor policies to address your specific risks and business needs.
                                • Access to Top Carriers: We shop from a network of trusted insurance providers to find the best coverage at competitive rates.
                                • Expert Advice: Our experienced agents provide guidance on your coverage options to ensure every aspect of your business is protected.
                                • Ongoing Support: From securing a policy to filing a claim, we’re here to help you every step of the way.

Frequently Asked Questions About Real Estate Professional Insurance

Do I need Errors and Omissions (E&O) Insurance?
Yes, E&O insurance is critical for real estate professionals, as it protects you from claims of negligence, errors, or omissions during transactions.

Does general liability insurance cover open house events?
Yes, general liability insurance covers accidents or injuries that occur during open houses or property showings, protecting you from legal and medical expenses.

What if I use my personal car for work?
If you use your personal vehicle for business purposes, a standard auto policy may not provide coverage. Commercial auto insurance ensures you’re protected while driving for work.

Is cyber liability insurance necessary for real estate professionals?
Yes, as you handle sensitive client data, cyber liability insurance protects you from the financial and reputational damage of data breaches and cyberattacks.