Contractor Insurance & Bonding by Trade
Your trade is your business. But every trade carries different risks, different exposures, and different insurance and bonding requirements. A roofer does not need the same program as a plumber. An excavation contractor faces exposures a painter never will. Generic contractor insurance misses the details that matter for your specific trade.
Grit Insurance Group builds insurance and bonding programs for contractors by trade. We know the class codes, the claim patterns, the contract requirements, and the bonding needs specific to what you do every day. One team handles your full program - GL, workers comp, commercial auto, equipment, umbrella, and surety bonds.
Business Insurance › Contractors
Contractor Insurance and Bonding by Trade
Every trade page below is built for your specific operation - the risks you actually face, the coverage your contracts require, and the bonding you need to bid the work you want. Click your trade to see what a properly built program looks like.
General and Civil Contractors
- General Contractor Insurance - Full program for GCs who self-perform, manage subs, and bid bonded work
- Public Works and Civil Contractor Insurance - Performance bonds, prevailing wage, government contract compliance
- Concrete Contractor Insurance - Foundations, flatwork, structural, and public infrastructure
- Excavation Contractor Insurance - Underground utility strikes, heavy equipment, pollution liability
Mechanical and Electrical Trades
- Electrical Contractor Insurance - Fire risk, arc flash, high-voltage systems, completed operations
- Plumbing Contractor Insurance - Water damage claims, completed operations, license bonds
- HVAC Contractor Insurance - Refrigerant pollution liability, occupied buildings, mechanical bonds
Finishing and Specialty Trades
- Roofing Contractor Insurance - Highest-risk trade, fall exposure, workers comp class code 5551
- Drywall Contractor Insurance - Silica dust, fire-rated assemblies, moisture claims
- Painting Contractor Insurance - Lead paint liability, completed operations, EPA RRP Rule
- Flooring Contractor Insurance - Moisture failures, subfloor claims, silica from tile cutting
- Landscaping Contractor Insurance - Property damage, seasonal workforce, equipment in transit
Do not see your trade? Call us at (801) 505-5500. We insure contractors across every trade in construction.
STOP GUESSING. GET THE RIGHT PROGRAM.
Your trade has specific risks, specific class codes, and specific contract requirements. A generic policy misses all of it. Call (801) 505-5500 and talk to a team that builds contractor insurance and bonding programs every day.