Condo Insurance
Purchasing condo insurance can feel confusing, but at GRIT Insurance, we’re here to make it easy. While condo insurance isn't legally required like car insurance, many mortgage companies now mandate it as part of their financing agreements. If you’re navigating the sometimes overwhelming process of shopping for condo insurance, don’t worry—GRIT Insurance has your back!
As an independent insurance agency, we work with multiple carriers to find the best condo insurance policy for your unique needs and budget. With us, you get expert advice and a policy tailored just for you.
Why Condo Insurance Matters
Condo insurance, often referred to as HO-6 insurance, is designed to protect you from gaps not covered by your condo association’s master policy. While the master policy generally covers shared spaces, your personal unit—including walls, fixtures, and belongings—typically requires additional protection. Condo insurance can also include liability coverage, which safeguards you financially in case of accidental damage or injuries occurring within your unit.
What Does Condo Insurance Cover?
Here are some key areas covered by a typical condo insurance policy:
- Personal Property: Protects belongings like furniture, electronics, and clothing from theft or damage.
- Dwelling Coverage: Covers the interior of your condo, including walls, floors, and built-in fixtures.
- Liability Protection: Shields you from legal and medical costs if someone is injured in your condo.
- Loss of Use: Provides financial help if your condo becomes uninhabitable due to a covered loss.
How GRIT Insurance Can Help
At GRIT Insurance, we simplify the condo insurance process. By comparing policies from multiple top-rated carriers, we help you secure comprehensive coverage at the best price. Our team takes the time to explain your options clearly, ensuring you understand what’s included and why it matters.
Don’t let shopping for condo insurance overwhelm you. Trust GRIT Insurance to deliver the coverage and peace of mind you deserve.
Personal Insurance Coverage
At no additional cost to you, we can work on your behalf to compare your current coverage with a wide range of insurance companies to see who has the best possible deal on your insurance.
SAVE TIME, AGGRAVATION, AND MONEY
At no additional cost to you, we can work on your behalf to compare your current coverage with a wide range of insurance companies to see who has the best possible deal on your insurance.