Bonds & Surety
Your Contractor Bond Advisor. Not Just a Broker
Most insurance agencies can write a bond. Few understand how surety actually works — and even fewer can help you build the bonding capacity to grow your business and bid the projects you want.
At Grit, bonding is different. Our roots are in the trades. Our principal grew up on a cattle ranch in Idaho, spent years working in a plumbing company, and built this agency to serve the contractors and blue-collar business owners he knows firsthand. We didn't learn your world from a manual. We lived it.
That background shapes everything — how we advise clients, how we communicate with underwriters, and how seriously we take our responsibility to help your business grow.
Who We Help
Getting Bonded for the First Time You're growing, you want to compete for larger projects, and you need to understand how bonding works. We'll walk you through exactly what sureties look for, what you need to prepare, and how to qualify — even if you're starting from scratch. We can bond contractors on a simple one-page application for projects up to $1 million.
Ready to Bid Bigger Work Your business is established but your bonding capacity isn't keeping pace. Maybe your surety declined a job. Maybe your current broker doesn't understand surety well enough to help you grow. We review existing bond programs, identify what's holding capacity back, and build long-term strategies that support where your business is going.
Contractor Bonding
Commercial Bonds
Bond Education Center
Resources For Contractor Advisors
Why Contractors Choose Grit
We understand surety. Most brokers treat bonds as a transaction. We treat them as a long-term advisory relationship. There's a real difference — and you'll notice it from the first conversation.
We come from your world. Blue-collar roots aren't a marketing line for us. Our team has direct experience in the trades and agriculture industries. We understand what it means to run a contracting business because we grew up in one.
We understand the numbers. Several of our licensed agents bring formal financial education backgrounds. That means we can read and interpret contractor financial statements the way surety underwriters do — and help you understand what's strengthening or limiting your bonding capacity.
We respond when it matters. Bid deadlines don't wait. When you need a bond, you need an answer — not a voicemail. Responsiveness is a core part of how we operate.
We're licensed where you work. Licensed in 25+ states and backed by top-rated surety markets, we can support your business wherever your projects take you.
