Business Insurance Built for the People Who Build Things
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We insure contractors, manufacturers, farms, ranches, and commercial property owners. That is what we do, and we have been doing it for over 30 years.
Grit Insurance Group is an independent brokerage. We shop your coverage across dozens of carriers to find the right fit - not just the cheapest price. Our team comes from the industries we serve, which means we understand your operations before you explain them.
Contractors
Surety bonds, general liability, workers comp, commercial auto, inland marine, builders risk - we cover every trade from excavation to electrical to HVAC. Whether you need a license bond to get started or a $10 million performance bond to bid your next project, we build the program around your business.
Excavation | Landscaping | Public Works | Plumbing | Electrical | HVAC
Farm & Ranch
Cattle operations, hay and crop growers, equine facilities, grain and row crop operations, custom harvest, and land leasing. We insure working farms and ranches - not hobby operations. Your equipment, livestock, property, liability, and income are all covered under programs built for full-scale agricultural businesses.
Cattle & Livestock | Hay & Crop | Equine & Horse Farms | Grain & Row Crop | Custom Harvest | Land Leasing
Manufacturing & Distribution
Food and beverage, metal fabrication, wood products, cabinets and millwork, plastics and injection molding, wholesale and distribution. Manufacturing operations carry product liability, equipment breakdown, and business interruption risks that generic policies miss. We place coverage with carriers who know how to underwrite production facilities.
Food & Beverage | Metal Fabrication | Cabinets & Woodworking | Plastics & Injection Molding | Wholesale & Distribution
Commercial Real Estate
Warehouses, office buildings, retail centers, self-storage facilities, and vacant commercial property. If you own commercial buildings, you need coverage built for the risks landlords and investors actually face - not a residential policy forced into a commercial mold.
Warehouse & Industrial | Retail & Shopping Centers | Office Buildings | Self-Storage | Vacant Property
Personal Insurance
Homeowners, auto, umbrella liability, and high-net-worth private client programs. The same team that insures your business can insure your family - one agent, one relationship, complete risk visibility.
Why Grit
- Independent brokerage - we work for you, not one carrier
- 30+ years of ownership experience in the industries we insure
- Surety bond specialists - from license bonds to $10M+ performance bonds
- A team that picks up the phone and knows your name
Your business is not generic. Your insurance should not be either. Call us at (801) 505-5500 or start a quote online.