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Personal Insurance Application

Tell us about your household and what you need covered. We will get you options.

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1
About You
2
Policies
3
Details
4
Review

Step 1: About You

Primary Insured

Best number to reach you. Used for text updates and callbacks.

Spouse / Partner

Current / Mailing Address

Where you live right now. If you are moving, enter your current address here - you will enter the new property address later.

Current Insurance

If yes, you can enter the carrier and expiration for each policy on the next step. We will also let you upload your dec pages at the end.

Claims History

Step 2: What Do You Need Covered?

Select everything that applies. You will fill in details on the next step.

Quick thought before you continue

Most families save 15-25% by packaging home and auto together with one carrier. Even if you are only shopping one line right now, we can review your full picture and make sure you are not leaving money on the table. Check a few more boxes above if you want us to look at the whole program.

Step 3: Policy Details

Upload your current dec pages if you have them - we can pull most of what we need. Fill in anything else you know. Leave the rest blank and we will figure it out together.

Homeowners - Primary Residence

Fill in what you know below. Leave anything blank you are not sure about - we will figure it out together. You can upload your dec page on the next step.

Current Home Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Your current address is captured in Step 1. Enter the address of the home you are purchasing or moving to below.

Property Address

The address of the home you want insured. If you are moving, this is the new property.

Property Details

Updates - When were these last updated?

Approximate year is fine. Leave blank if original or not sure - we will work through it.

Reconstruction Cost

This is not market value - it is what it would cost to rebuild your home from the ground up. If you do not know, leave blank and we will help estimate.

Property Features

Some breeds affect liability coverage

Second Home / Vacation Home

Fill in what you know. Skip what you do not have handy. You can upload your dec page on the next step.

Current Second Home Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Condo (HO-6)

Fill in what you know. If you are not sure about HOA master policy coverage, we can help you find out. You can upload your dec page on the next step.

Current Condo Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Check your HOA docs or ask your property manager - we can help
Countertops, flooring, fixtures you added or upgraded

Liability Exposure

Some breeds affect liability coverage

Renters Insurance (HO-4)

Fill in what you know. Leave anything blank you are not sure about - we will figure it out together. You can upload your dec page on the next step.

Current Renters Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Rental Address

The address of the rental you want insured. If you are moving, this is the new place.

Coverage Details

Total value of your belongings - furniture, electronics, clothing, etc.

Liability Exposure

Some breeds affect liability coverage

Landlord / Rental Properties

Tell us about each rental property you own. You can upload your dec pages on the next step.

Current Landlord Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Rental Property 1

Rental Property 2

Rental Property 3

Rental Property 4

Auto

Driver license # for the primary insured carries across to your other vehicle policies (ATV, motorcycle, RV, boat). You can upload your dec page on the next step.

Current Auto Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Policy-Wide Coverage Preferences

These apply to all vehicles on the policy. If you are not sure, select "Not sure" and we will recommend.

UM/UIM will match these limits automatically
OEM = Original Equipment Manufacturer parts

Drivers

List all household members age 15+ who drive, even if they have their own policy. We need this even with a dec page upload.

Driver 1

Driver 2

Driver 3

Driver 4

Driver 5

Driver 6

Vehicles

Liability is automatic on every vehicle. Comp and collision are per-vehicle choices.

Vehicle 1

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Vehicle 2

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Vehicle 3

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Vehicle 4

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Vehicle 5

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Vehicle 6

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Vehicle 7

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Vehicle 8

Covers theft, weather, fire, glass, animal damage
Covers damage from accidents with other vehicles or objects

Umbrella / Excess Liability

You can upload your current umbrella dec page on the next step.

Current Umbrella Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Check all underlying policies this umbrella should sit above:

Boat / Watercraft

Tell us about each boat or watercraft.

Current Boat / Watercraft Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Primary operator driver license - we need this for accurate watercraft rates. Enter once and it carries across all your vehicle policies.

Boat 1

Boat 2

Boat 3

ATV / OHV

Current ATV / OHV Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Primary operator driver license - we need this for accurate ATV / OHV rates. Enter once and it carries across all your vehicle policies.

ATV / OHV 1

ATV / OHV 2

ATV / OHV 3

ATV / OHV 4

RV / Motorhome

Current RV / Motorhome Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Primary operator driver license - we need this for accurate RV rates. Enter once and it carries across all your vehicle policies.

RV 1

RV 2

Motorcycle

Current Motorcycle Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Primary operator driver license - we need this for accurate motorcycle rates. Enter once and it carries across all your vehicle policies.

Motorcycle 1

Aftermarket parts, accessories, upgrades

Motorcycle 2

Aftermarket parts, accessories, upgrades

Motorcycle 3

Aftermarket parts, accessories, upgrades

Pet Insurance

Tell us about your pets. We will find the best coverage options.

Current Pet Coverage

Have a dec page? You can upload it on Step 4 - leave these blank if you would rather upload.

Pet 1

Pet 2

Pet 3

Pet 4

Step 4: Review and Submit

Policy Documents

For any policy you have today, check the box and upload your current dec page. We can pull most of what we need from it.

Additional Documents

Anything else that helps us quote - driver lists, equipment schedules, appraisals.

Drag files here or click to upload

PDF, JPG, PNG, XLSX accepted

By submitting this application, you confirm that the information provided is accurate to the best of your knowledge. Grit Insurance Group will use this information solely for the purpose of obtaining insurance quotes. This application does not bind coverage. All policies are subject to underwriting review and approval by the issuing carrier.

Application Received

We have your information and will be in touch shortly with your options.

Expect a call or email within 1 business day.

Questions? Call us at (801) 505-5500