Agency Overview

Kirk Chester


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Father, Outdoor Enthusiast, Snowmobile Fanatic, and Insurance Agent. Kirk is an agency principal and has been working in the insurance industry since 2001. His primary focus is working with commercial and high net worth clients. He graduated from Westminster College in 2000.

Kirk is the father of a boy and a girl who are his pride and joy. When he is not spending time with his wife and kids you can find him pursuing his other passions in the outdoors which include snowmobiling in the winter and gardening in the summer.

Kirk is part of BNI- Mid-Day Masters.

Justin Peterson


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Justin Peterson was born and raised in Bountiful, Utah. He is a father of three amazing daughters and loves being a dad. Justin enjoys skiing, hiking, being in nature, cooking, and being a dad.

He graduated from the University of Utah with a BA in Marketing and Finance.

Justin has been in the insurance industry since 2003. He is over the Customer Service Team at Grit Insurance, focusing on helping his team serve our existing clients. Justin is adept at helping those who may be unaware of managing risks and using insurance to mitigate and transfer risk from them personally and professionally.

Cara Lerud


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Cara has been working in the insurance industry since 2009. Her primary focus is working with Auto Service and Repair, Auto Body Shops and Real Estate Investors. When not writing insurance you are likely to find her on the Golf course. Cara is the mother of two beautiful children and loves exploring the world with them.

Angela Jensen

Angela Jensen


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Wife of 17 years, mother of 4 kids, outdoor enthusiast. . Angela has spent most of the last 2 decades managing large ranches with her husband. Just recently she and her husband decided to put down roots in Challis. To say she has the ability to multi task is an understatement.

She has jumped into the insurance industry and we have watched her thrive serving customers, finding solutions for there diverse needs. What she may lack in tenure she makes up for in GRIT. She is currently working to towards her property & casualty license.

After work hours are over she enjoys Hunting, Fishing, Camping, Riding horses, Sewing, & Watching her 4 amazing kids play sports.


Chris Harrison


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Chris Harrison was born in Bountiful, UT but grew up in Denver and Omaha. He graduated from Brigham Young University in 2008. Chris has been a licensed insurance agent for the last 3 years. His areas of expertise are Business, Health, and Life insurance. He thrives on being able to help his clients find a customized plan that fits within their budget. When Chris isn’t working he enjoys spending time with his family up in the mountains and camping. He is also an avid sports fan.

Jaron Hancock


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Jaron's Bio Coming Soon

Jane Bloxham


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Jane has been assisting clients with their personal insurance needs since 2017 and enjoys the opportunity and challenges that come with the job.

She has a creative streak and loves to repurpose old wood into birdhouses which she sales at the local farmers’ market. She also loves to quilt, garden, and bake. Traveling is also high on her list of things she loves to do. She likes to spend time on the Salmon River and other places fishing with her husband.

She has two sons, four step children, and 10 grandchildren that she loves to dote on and spend time with.

If you need assistance with your personal lines insurance policies, give her a call and she will be happy to help you.

Terrill Swain

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Terrill Swain, no one knows how to stay busy like me. Mom of 3 beautiful kids, a Nana of 2 sweet grandchildren, and an outdoors enthusiast. We are a busy family constantly on the move. Anything from playing sports, active member of the High School Booster Club, hunting, fishing or camping. As a person so involved with a busy lifestyle, I fully understand the need for insurance and protection of the things that are most important to you. My goal is not only protecting my family, supporting the community as well as providing professional advice and assist with all of your insurance needs.

Jessica Fugate

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As a young adult, Jessica has lived in several places throughout the country as well as abroad. Born and raised in Idaho, she loves her home state and couldn’t imagine growing her family anywhere else. As a mother of 3 children, her most recent work experiences in Idaho include law enforcement and banking.

Helping people is a core element of working in the insurance industry and her prior work experiences fit nicely with that core value. She demonstrates great customer service skills and is a very good communicator. Her goal is to be knowledgeable in insurance products in order to help customers find the best fit for their needs.

Personal interests include drawing, watercolor painting, hunting, fishing, camping, working livestock on her property and thrifting. Jessica has a soft spot for vintage travel trailers, and loves upcycling and bringing life back to items past their prime.

Her kids are a huge part of her life and she spends a lot of her time teaching them skills of responsibility and care for a variety of livestock and domestic pets.

Tristan Nutt

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was raised in a small town in Idaho without many things to do, so I grew up loving nature and the mountains, whether going for hikes, riding dirt bikes, or just going for a drive on a dirt road. In my free time, if I’m not out in nature, I will pick up a book and step out of reality for a minute into the beautiful world of literature. I have always strived to learn, so stepping into the insurance world was one of my best decisions.

My Mother and Father have hands down been the biggest support I could have ever asked for walking through this new part of my life. They have raised me to learn, accomplish, and achieve in this world, which is what I plan to do in the Insurance world.